Tuesday, March 22, 2016
The Cost of Higher Education
My whole life I have been taught that through hard work, I am capable of anything and everything. My whole life I have drilled this concept into my school work and choice in classes, I cannot tell you how many all nighters I have pulled and events I have missed out on for the sole purpose of finishing a project or studying for a test. I am writing this letter thoroughly concerned about this country and its future. I am part of a generation that needs to be acknowledged and pushed towards greatness. The U.S. is a country founded off of equal opportunity for everyone, and to this day consistently pushes the idea of "the american dream" into the minds of our youth, but for all I have seen, the American dream is dead and we as a society, through the ever growing cost of tuition and burden of student loans have killed it. In our economy, it is not the fact that there are not jobs out there that is a problem, it is the fact that the jobs that are available cannot be held because we, the society, have not provided the education to fill them. The fact that a college diploma today is equivalent to a high school diploma even 20 years ago, is indication that we as a country, as a first world country, should be striving towards free or low-cost higher education. College is no longer an option to thrive in our society today, and to burden students with hundreds of thousands of dollars in student loans simply because they wanted a higher education is a backwards, unethical and corrupt system. And the fact that the government is making money through interest rates off of students trying to receive a higher education instead of finding other ways to fund our large military spending budget, is something I must say makes me ashamed to be American. Often I hear the phrase "well what if that aborted baby were to cure cancer?" And I cannot help but think to myself, well, what if I could afford college? Could I cure cancer?
Friday, March 18, 2016
Living on One Dollar
Living on One Dollar is an insightful documentary created to transport viewers into the world of impoverished Guatemalans who survive on only one dollar a day, on average. The film follows two college students studying Economics and two filmmakers through their journey in Peña Blanca, an indigent area in Guatemala. In order to simulate a realistic lifestyle, the American students wrote numbers zero through nine on slips of paper, placed them in a hat, and drew one number each day to represent their daily income. Some days were zero, and some were nine, which replicates the unpredictability of the incomes of the people of Peña Blanca. The consistent majority of these individuals work on a day-to-day basis, meaning they do not know when they will work, how much they will be paid, or how often they will be paid. Budgeting and planning is nearly impossible with an inconsistent income, which perpetuates the cycle of poverty. Stemming from this poverty, individuals are negatively effected in countless ways. There is no money for nutritious food, no money to pay for an education, no money for adequate shelter, and no money for medicine or healthcare. Many of the small things we take for granted, these people lack, which is one of the main things these students portrayed in their film.
One thing that stuck out to us while watching was the incredible generosity that underprivileged Guatemalans showed. In one story shared firsthand by a man in Peña Blanca, was about a young boy with a sick mother. Carlos, who was just nine years old, had a violently ill mother who needed emergency medical care. Carlos and his father tried to scrape up every penny they could to take her to the hospital, but with such a small budget and an inconsistent income, they did not have enough. Desperate and afraid, they turned to a neighbor and asked him for assistance. Without blinking an eye, the neighbor, who was in a very desolate situation himself, paid for the mother's medical care. When the American students asked him why he was so willing to help, he said "I just pictured Carlos as myself as a boy, and I knew I had to help." This jaw-dropping display of empathy shows the values of the community. In a place where everyone has so little, they are willing to give so much.
Another noteworthy part of the film is the description of micro-loans and other economic tools introduced to help lift up the people of Peña Blanca. Micro-loans are small loans given out to allow men and women in bad situations to start their own business or fund their education. The movie showed many examples of people who were able to thrive on these loans, paying them back in small increments as they are able. Many came up with innovative ideas to make money, which is an idea central to capitalism. This is an example of a way that capitalism has benefited society. Taking out loans and starting a business allowed these individuals to considerably improve their lifestyles. While capitalism creates a great wealth disparity, there are certain situations where it can be benevolent.
Savings accounts and savings clubs are other economic tools that improve the lives of those in poverty. Savings accounts encourage teaching individuals to save small portions of their inform in case of emergency. This is especially important in cases where there is not a consistent, steady income, and can save lives in situations of medical emergency or natural disaster. Savings clubs consist of twelve of so contributing individuals who all agree to put a small amount of their income each month into a mutual pool of money. This collective sum of money is randomly distributed to each individual contributor until they have all benefited from an unexpected, large amount of money at once.
Although all of these instances provide great ways to help, they can often be ineffective because commercial banks create strict criteria that individuals must attain in order to obtain a loan or create a bank account, and this criteria is almost always impossible for impoverished individuals to meet. These tools cannot effect change if they are not readily available. The documentary touched on a few institutions who have fair criteria and give out many loans, but highlighted the fact they are few and far between. If there are no accessible tools to lift people out of poverty, the cycle will perpetuate.
One student on his sixty day journey in Peña Blanca mentioned that there are more people living above the poverty line than below. If each person above assisted one person below, we could achieve a society without poverty. Now, this is very impractical, but very thought provoking. What can we do on an individual level to fix this dire situation? It's mind blowing to consider that people actually live this way since it is so different than many of us are accustomed to. As it is a difficult subject, many find themselves ignoring this issue instead of taking action, but this is a toxic mindset to have. It may seem impossible to make a tangible difference, but raising awareness and donating to organizations and non-profits that assist those like the people living in Peña Blanca is a perfect place to start.
One thing that stuck out to us while watching was the incredible generosity that underprivileged Guatemalans showed. In one story shared firsthand by a man in Peña Blanca, was about a young boy with a sick mother. Carlos, who was just nine years old, had a violently ill mother who needed emergency medical care. Carlos and his father tried to scrape up every penny they could to take her to the hospital, but with such a small budget and an inconsistent income, they did not have enough. Desperate and afraid, they turned to a neighbor and asked him for assistance. Without blinking an eye, the neighbor, who was in a very desolate situation himself, paid for the mother's medical care. When the American students asked him why he was so willing to help, he said "I just pictured Carlos as myself as a boy, and I knew I had to help." This jaw-dropping display of empathy shows the values of the community. In a place where everyone has so little, they are willing to give so much.
Another noteworthy part of the film is the description of micro-loans and other economic tools introduced to help lift up the people of Peña Blanca. Micro-loans are small loans given out to allow men and women in bad situations to start their own business or fund their education. The movie showed many examples of people who were able to thrive on these loans, paying them back in small increments as they are able. Many came up with innovative ideas to make money, which is an idea central to capitalism. This is an example of a way that capitalism has benefited society. Taking out loans and starting a business allowed these individuals to considerably improve their lifestyles. While capitalism creates a great wealth disparity, there are certain situations where it can be benevolent.
Savings accounts and savings clubs are other economic tools that improve the lives of those in poverty. Savings accounts encourage teaching individuals to save small portions of their inform in case of emergency. This is especially important in cases where there is not a consistent, steady income, and can save lives in situations of medical emergency or natural disaster. Savings clubs consist of twelve of so contributing individuals who all agree to put a small amount of their income each month into a mutual pool of money. This collective sum of money is randomly distributed to each individual contributor until they have all benefited from an unexpected, large amount of money at once.
Although all of these instances provide great ways to help, they can often be ineffective because commercial banks create strict criteria that individuals must attain in order to obtain a loan or create a bank account, and this criteria is almost always impossible for impoverished individuals to meet. These tools cannot effect change if they are not readily available. The documentary touched on a few institutions who have fair criteria and give out many loans, but highlighted the fact they are few and far between. If there are no accessible tools to lift people out of poverty, the cycle will perpetuate.
One student on his sixty day journey in Peña Blanca mentioned that there are more people living above the poverty line than below. If each person above assisted one person below, we could achieve a society without poverty. Now, this is very impractical, but very thought provoking. What can we do on an individual level to fix this dire situation? It's mind blowing to consider that people actually live this way since it is so different than many of us are accustomed to. As it is a difficult subject, many find themselves ignoring this issue instead of taking action, but this is a toxic mindset to have. It may seem impossible to make a tangible difference, but raising awareness and donating to organizations and non-profits that assist those like the people living in Peña Blanca is a perfect place to start.
Monday, March 14, 2016
The Propaganda Game, a documentary filmed, directed and produced by Spanish Filmmaker Alvaro Longoria, examines North Korea's 'propaganda war', along side western propaganda against the isolated country. The documentary takes a different approach to North Korea than what we are so used too, instead of solely examining the government, we see life from a citizens prospective.
We often forget that real people, just like any citizen of the US, live and love in North Korea as well. When western countries carry out propaganda against communist countries such as North Korea, they take, understandably, a dehumanizing approach, for if a war were ever to surface, we cannot sympathize with the people of these countries if we are not really conditioned to believe they exist. TPG follows around a former Spanish citizen who moved to North Korea, trained with the military and now works in the foreign affairs department, close to Kim Jong-un. Along the way, interviewing regular people of the country, both children and adults. We strongly noticed the unity the people of North Korea deeply tried to portray, the unconditional love for their leader and the utter and complete trust they seemed to have for Kim Jong-un was surprising from a western perspective. When Longoria interviewed multiple college age men and women about what they wanted to major in, all answers related to them wanting to do something for their leader. The documentary also covered the moments when Kim Jong-il died, showing millions of people, no matter the age or gender, sobbing. These moments honestly made us think, how would we react if someone we believed was God or God-like died? North Koreans are so conditioned to believe that their leaders are God, or ever so close to a God. Through songs, pledges, pins, controlled media and religions, Kim Jong-un is portrayed as the all supreme, therefore we do believe that the emotion shown and felt in these clips as well as real life when Kim Jong-il died was genuine to an extent.
The documentary further explored the communist approach in their economy and society; everyone has free health care, free education, veterans are very very looked after and respected, the government owned everything- from large department stores to street vendors. The only question- although a pressing question- one also presented in the documentary by Longaria was; where is the money coming from? The large, new buildings, the amusement parks, the schools the public parks, libraries, and everything else, continuously kept us wondering where was the money coming from?
The end of the documentary posed a good question; why hasn't the west taken down North Korea? We definitely have the military power, we have the allies and the economic resources too, if we are so dead set on expanding democracy to every corner of the world, as we were extensively during The Cold War, why haven't we acted on the totalitarian regime of North Korea?
The Propaganda Game ends by pointing out that no one actually wants to see North Korea's current regime fall. Not South Korea, for they would have to pick up the economic damages and pay for the merging of both countries. Not China because North Korea gives them a strong communist ally that they can use as control and power in negotiations with other countries. Lastly, the United States does not really want to see North Korea fall because if it did, we would no longer have a reason to keep military forces and bases in that region of the world, in turn largely endangering our imperialistic policies and our policing and concern of Russian, Chinese, or other Asian countries actions.
The only people that want to see North Korea fall, are, as the documentary pointed out, the North Koreans themselves, the ones truly hurt by the totalitarian regime. But when we are barely taught that they exist, how are we supposed to advocate or fight for them? We are taught to see the regime instead of the people in times of war, or else we would all go insane, but when these teachings are inevitable applied elsewhere, we fail to see the repercussions of them unless we open our eyes from a different perspective.
We often forget that real people, just like any citizen of the US, live and love in North Korea as well. When western countries carry out propaganda against communist countries such as North Korea, they take, understandably, a dehumanizing approach, for if a war were ever to surface, we cannot sympathize with the people of these countries if we are not really conditioned to believe they exist. TPG follows around a former Spanish citizen who moved to North Korea, trained with the military and now works in the foreign affairs department, close to Kim Jong-un. Along the way, interviewing regular people of the country, both children and adults. We strongly noticed the unity the people of North Korea deeply tried to portray, the unconditional love for their leader and the utter and complete trust they seemed to have for Kim Jong-un was surprising from a western perspective. When Longoria interviewed multiple college age men and women about what they wanted to major in, all answers related to them wanting to do something for their leader. The documentary also covered the moments when Kim Jong-il died, showing millions of people, no matter the age or gender, sobbing. These moments honestly made us think, how would we react if someone we believed was God or God-like died? North Koreans are so conditioned to believe that their leaders are God, or ever so close to a God. Through songs, pledges, pins, controlled media and religions, Kim Jong-un is portrayed as the all supreme, therefore we do believe that the emotion shown and felt in these clips as well as real life when Kim Jong-il died was genuine to an extent.
The documentary further explored the communist approach in their economy and society; everyone has free health care, free education, veterans are very very looked after and respected, the government owned everything- from large department stores to street vendors. The only question- although a pressing question- one also presented in the documentary by Longaria was; where is the money coming from? The large, new buildings, the amusement parks, the schools the public parks, libraries, and everything else, continuously kept us wondering where was the money coming from?
The end of the documentary posed a good question; why hasn't the west taken down North Korea? We definitely have the military power, we have the allies and the economic resources too, if we are so dead set on expanding democracy to every corner of the world, as we were extensively during The Cold War, why haven't we acted on the totalitarian regime of North Korea?
The Propaganda Game ends by pointing out that no one actually wants to see North Korea's current regime fall. Not South Korea, for they would have to pick up the economic damages and pay for the merging of both countries. Not China because North Korea gives them a strong communist ally that they can use as control and power in negotiations with other countries. Lastly, the United States does not really want to see North Korea fall because if it did, we would no longer have a reason to keep military forces and bases in that region of the world, in turn largely endangering our imperialistic policies and our policing and concern of Russian, Chinese, or other Asian countries actions.
The only people that want to see North Korea fall, are, as the documentary pointed out, the North Koreans themselves, the ones truly hurt by the totalitarian regime. But when we are barely taught that they exist, how are we supposed to advocate or fight for them? We are taught to see the regime instead of the people in times of war, or else we would all go insane, but when these teachings are inevitable applied elsewhere, we fail to see the repercussions of them unless we open our eyes from a different perspective.
Income Inequality
https://www.washingtonpost.com/news/wonk/wp/2015/05/21/the-top-10-of-americans-own-76-of-the-stuff-and-its-dragging-our-economy-down/
http://inequality.org/wealth-inequality/
http://youtu.be/QPKKQnijnsM
http://apps.urban.org/features/wealth-inequality-charts/
http://www.scientificamerican.com/article/economic-inequality-it-s-far-worse-than-you-think/
http://inequality.org/wealth-inequality/
http://youtu.be/QPKKQnijnsM
http://apps.urban.org/features/wealth-inequality-charts/
http://www.scientificamerican.com/article/economic-inequality-it-s-far-worse-than-you-think/
Friday, March 11, 2016
Zeitgeist
Zeitgeist, an informative documentary exploring conspiracy theories that explain religion, historical events, and economic phenomenons. We noticed during the film that religion ties directly into capitalism, while completely contradicting it. The movie acknowledged that religions are based on limited historical recordings and astronomy. Religions dating back from ancient Greece, India, and Egypt to modern-day Christianity have striking similarities.
We believe that for capitalism to exist the way it does today there must be a basis in religion. Pure capitalism is founded on the complete faith in the market. As religion is founded on the complete faith in God(s). Religion can very well function without capitalism, as it has in all of history but we believe that capitalism not only shaped by politics that surrounds it but also the religions that drive it.
Zeitgeist shows the parallels between how people practice(d) religion and how capitalism is practiced in society worldwide today. Capitalism functions similarly to a religion. They both instill a sense of hope for the future. In religion we justify acts perpetrated against us because we believe. a higher power has a plan for us. Capitalism functions in the same way as we can justify our financial situation and economic conditions with hopes such as the "American Dream".
The movie discussed several conspiracy theories that, although we acknowledge as extreme, had some basis in truth, such as the idea that wars are waged for the sole purpose of profit and power. These same forces of greed drive pure capitalism. Although in not as extreme of a setting, capitalism is rooted in the idea that each individual should look out for themselves first. Based on this premise, we conclude that pure capitalism and philanthropy cannot coexist. By looking out for oneself, one is inevitably less focused on aspects of society that do not create a profit. The promise of profit to investors through the privatization of capitalistic companies does not allow for investments into communities on the basis that it simply doesn't generate profit.
We believe that for capitalism to exist the way it does today there must be a basis in religion. Pure capitalism is founded on the complete faith in the market. As religion is founded on the complete faith in God(s). Religion can very well function without capitalism, as it has in all of history but we believe that capitalism not only shaped by politics that surrounds it but also the religions that drive it.
Zeitgeist shows the parallels between how people practice(d) religion and how capitalism is practiced in society worldwide today. Capitalism functions similarly to a religion. They both instill a sense of hope for the future. In religion we justify acts perpetrated against us because we believe. a higher power has a plan for us. Capitalism functions in the same way as we can justify our financial situation and economic conditions with hopes such as the "American Dream".
The movie discussed several conspiracy theories that, although we acknowledge as extreme, had some basis in truth, such as the idea that wars are waged for the sole purpose of profit and power. These same forces of greed drive pure capitalism. Although in not as extreme of a setting, capitalism is rooted in the idea that each individual should look out for themselves first. Based on this premise, we conclude that pure capitalism and philanthropy cannot coexist. By looking out for oneself, one is inevitably less focused on aspects of society that do not create a profit. The promise of profit to investors through the privatization of capitalistic companies does not allow for investments into communities on the basis that it simply doesn't generate profit.
Monday, March 7, 2016
How Christianity created Capitalism
Source: Action institute for the study of religion and liberty
Arrive: How Christianity created capitalism
Notes:
Catholic Church influenced creation of capitalism
Capitalism stemming from the church allowed everyday people to have access to new innovations because of the competition
"Protestant ethics without Protestantism" clean separation between office and person in church
Jewish and Christian sense of linear time instead of cyclical which promotes progress
According to this article, religion put morals and emphasis on progress for all into capitalism
Arrive: How Christianity created capitalism
Notes:
Catholic Church influenced creation of capitalism
Capitalism stemming from the church allowed everyday people to have access to new innovations because of the competition
"Protestant ethics without Protestantism" clean separation between office and person in church
Jewish and Christian sense of linear time instead of cyclical which promotes progress
According to this article, religion put morals and emphasis on progress for all into capitalism
How Christianity Created Capitalism
"In order to funtion, capitalism requires rules that allow for predictable economic activity" (p10)
"The Jewish and Christian sense of linear, not cyclical, time and, therefore, of progress."
"The Jewish and Christian sense of linear, not cyclical, time and, therefore, of progress."
Tuesday, March 1, 2016
Great Depression- Hoover- perceived lasise faire policy
Hoover's plan included increasing government spending and bailing out banks and cutting taxes
Bound by Republican Party philosophy but didn't want to wait around and do nothing
Stock market crash was caused by buying stock on credit and extreme stock price inflation
Favored letting market work itself out
After, FDR created New Deal policies (Medicare, medicade, social security, etc) which Hoover opposed and criticized
Cold War: FDR- Reagan
FDR: 1933-1945 dem
Truman: 1945-1953 dem
Eisenhower: 1953-1961 repub
Kennedy: 1961-1963 dem
LBJ: 1963-1969 dem
Nixon: 1969-1974 repub
Ford: 1974-1977 repub
Carter: 1977-1981 dem
Raegan: 1981-1989 repub
Truman- Marshall plan- start of Cold War
1949 Soviet Union developed first atomic bomb and Cold War became nuclear
Eisenhower admin- McCarthyism
Kennedy- ussr built Berlin Wall
1962- Cuban missile crisis, bay of pigs
1962-1975 Vietnam war
***70's Iran oil blockade gas prices increase
1957-1969 space race
1939-1946 FDR Manhattan project
Soviets in Afghanistan 1979-1988
1991 Berlin Wall fell
Regan technically ended Cold War
1961- Kennedy ends relations w Cuba
Raegan- cut taxes, slashed spending, and deregulated economy. Wanted to get government "off the backs" of the American people
Paul volker- fed chairman- used contractionary monetary policy to stop inflation. Criticized for not using expansionary for short term gain but contractionary did well long term
Wall Street boomed in great bull era but this did not benefit two thirds of Americans- a period where segregation of the classes grew and extreme growth of upper class and stagnation of middle and lower class
1950's - age of consumerism led by Eisenhower
Carter admin- Iranian hostage crisis, 70's stagflation and oil crisis. More focus on international economy which means more competition and leads to economic turmoil because domestic producers can't keep up
90s were good some credit bill some say luck we may never know
Lewinski
Debt ----> surplus
Tech boom
.com bubble
Hoover's plan included increasing government spending and bailing out banks and cutting taxes
Bound by Republican Party philosophy but didn't want to wait around and do nothing
Stock market crash was caused by buying stock on credit and extreme stock price inflation
Favored letting market work itself out
After, FDR created New Deal policies (Medicare, medicade, social security, etc) which Hoover opposed and criticized
Cold War: FDR- Reagan
FDR: 1933-1945 dem
Truman: 1945-1953 dem
Eisenhower: 1953-1961 repub
Kennedy: 1961-1963 dem
LBJ: 1963-1969 dem
Nixon: 1969-1974 repub
Ford: 1974-1977 repub
Carter: 1977-1981 dem
Raegan: 1981-1989 repub
Truman- Marshall plan- start of Cold War
1949 Soviet Union developed first atomic bomb and Cold War became nuclear
Eisenhower admin- McCarthyism
Kennedy- ussr built Berlin Wall
1962- Cuban missile crisis, bay of pigs
1962-1975 Vietnam war
***70's Iran oil blockade gas prices increase
1957-1969 space race
1939-1946 FDR Manhattan project
Soviets in Afghanistan 1979-1988
1991 Berlin Wall fell
Regan technically ended Cold War
1961- Kennedy ends relations w Cuba
Raegan- cut taxes, slashed spending, and deregulated economy. Wanted to get government "off the backs" of the American people
Paul volker- fed chairman- used contractionary monetary policy to stop inflation. Criticized for not using expansionary for short term gain but contractionary did well long term
Wall Street boomed in great bull era but this did not benefit two thirds of Americans- a period where segregation of the classes grew and extreme growth of upper class and stagnation of middle and lower class
1950's - age of consumerism led by Eisenhower
Carter admin- Iranian hostage crisis, 70's stagflation and oil crisis. More focus on international economy which means more competition and leads to economic turmoil because domestic producers can't keep up
90s were good some credit bill some say luck we may never know
Lewinski
Debt ----> surplus
Tech boom
.com bubble
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